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People purchase trip insurance for many reasons.  Nobody wants to book a vacation and then eat the money when an unforeseen event stops them from going.

Trip Insurance can cover such events as:

  • Trip Cancellation/Interruption
  • Trip Delay
  • Emergency Medical Expense
  • Baggage Delay's
  • Missed Connections
  • Travel assistance service's and more.


Some basic things to consider when buying trip insurance.


  • How soon you purchase impacts your coverage.  If you purchase your insurance with in a certain date of the initial deposit losses caused by pre-existing conditions may be covered.  Some carriers may also allow you to purchase a cancel for any reason clause.  In this case they may refund a percentage of your trip cost when you cancel.
  • Most of these products work on a re-imbursement basis where you might have to submit receipts. 
  • There can be many different add-ons including coverage for rental vehicles.
  • Some carriers might pair this coverage with medical insurance. 

For additional questions about trip insurance call or contact the Garsys Agency at (800) 749-0053 or (612) 235-5751 today!


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