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    There are many bonuses that we hear about when it comes to bundling your insurance.  The most popular and best known benefit is the savings on insurance premiums you can get by packaging your car and home together.  Sometimes you can save 15-20% on your auto insurance alone by combining policies.  However, there are other types of savings and value to bundling your auto insurance.  For instance some carriers add free extra coverages when you purchase a package policy.  Here are some of the coverages and how they can save you money.  

A single deductible-when you have this coverage it can save you money on having to pay multiple deductibles when more than one covered item is impacted by the same event.  For instance if both your car is in your driveway and a storm comes in and causes damage to both instead of having to pay the separate deductible for each you would only pay your homeowner's deductible. 
Bonus emergency lockout coverage – Ever have to pay that locksmith bill because you lost your keys or were locked out.  Some companies will cover that expense for you when you are locked out of your car or home. 
Bonus airbag replacement – if your airbag randomly deploys accidentally, some companies will pay to replace it. 
Bonus accidental death benefit – some companies may pay up to $10,000 in the event of your death from a covered accident involving your auto.

These coverages are not offered or included for every carrier.  That is why it is important to understand your policy and what you have.  To learn more about how to get the best value on good low-cost auto insurance coverage in Minnesota, Texas, Wisconsin, Iowa or Illinois call or contact the Garsys Agency at 866-432-4753 today. 
Posted 11:07 AM

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