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When it comes to Individual Medical Plans one of the area's that people most frequently get a surprise comes from bills for Lab work and X-rays. All too often these plans do not cover these services under the office visit co-pay. This could mean that there is an extra charge for that strep test you may have just taken. Typically these services are subject to the deductible and the network discount when you stay in network. While that discount is nice, it does not make up for the fact that the x-ray bill can catch you off guard.

When shopping to save money on your health insurance it is always important to ask how these services are covered so you understand them in advance. However, there are Texas health plans that can save you additional money by giving you an additional upfront benefit to cover some of that lab work or x-ray costs before you go into your deductible. This may especially be beneficial if you already have high cholesterol and need to get tested yearly (these tests are not considered preventative and not covered at a 100% by most individual health plans).

To learn more about how to get affordable health insurance in Dallas, Houston, Austin, Arlington, or San Antonio and other Texas cities call or contact the Garsys Agency today at 866-432-4753.
Posted 11:35 AM

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