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In today's world of individual medical plans high deductibles are a frequent and uncomfortable reality.  In order to save money we frequently take the risk of having good health in order to keep monthly premiums.  But what happens to us when suddenly the unexpected does happen.  Here are some health insurance supplements available in Michigan that can be bundled or purchased on their own, typically ranging from $10-$100 a month and can save a lot of money. The availability of these supplements may vary in other states such as Minnesota, Illinois, Iowa, Texas, and other states.

Cash Cancer Plans-pays money after the first diagnosis of a covered cancer.  Typically runs between $11 and $100 a month this product is available up to age 69, typically pays up to $50,000 and the money can be used for any expense.

Critical Illness Plans-like the cash cancer plans but also used for things like heart attack, stroke, or other covered illness.  Costs on this plan and availability are similar to the cash cancer plan, and again the money can be used for any expense.

Hospital Cash Plans-These plans are similar in concept to many of the Aflac plans.  They pay a cash benefit for things such as outpatient surgery, hospitalization, or emergency room care due to a covered illness or injury.  Cost can widely range on these plans based on the selected benefits but start as low as $10 a month.  This coverage can be bough up to age 69 and the money can be used for any expense even child care or travel costs. 

Accident Plans-these plans will reimburse you for actual out of pocket expenses for each covered accident (a qualified event based on the terms of the accident plan) often starting from the first penny to the benefit level you select.  In a sense this can act as insurance on your deductible for accidents.  This plan is typically bundled with a specific health insurance plan and can be available until age 70.

For more information on how a supplemental health insurance plan can save you money in Detroit, Ann Arbor, Grand Rapids, Warren, Lansing, Michigan or other Michigan Cities, Towns, or Counties please call or contact the Garsys Agency today at 866-432-4753.
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