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With the Affordable Care Act and Health Care reform in full swing, many people are asking about the advantage of going through the exchange or privately.  The reality is by speaking to an agent that is certified for the exchanges you have the option of doing both.  The primary benefits of buying through the exchange are the potential for cost assistance and premium tax credits.  There are strict eligibility guidelines but you can do a quick preliminary check to see if you might be eligible with a subsidy calculator.  The benefits of going off exchange are more options and potentially expanded plan options.  All plans are required to meet the minimal standards of Health Care Reform.  To find out if you qualify for premium tax credits or more about your options for Health Insurance Call or Contact the Garsys Agency at 800-749-0053, or 612-235-5751 in the Minneapolis, MN area.  
Posted 11:32 AM

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