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How Can I evaluate a Long Term Care Company  
Look for a company that achieves consistently high ratings from the leading insurance company rating agencies, such as Standard and Poor's (, Moody's (, or A.M. Best ( These ratings represent the overall financial stability of the insurance company.
Check out their record of rate increases. If the company has increased rates on a current block of business, they may have a history of underpricing products.
How long has the company been in the Long Term Care Industry? The length of a company reflects on a company’s experience in dealing with the long term care product.

For help finding information on a Long-Term Care Insurance company, call or contact the Garsys Agency 866-432-4753.
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