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How Can I evaluate a Long Term Care Company  
 
Look for a company that achieves consistently high ratings from the leading insurance company rating agencies, such as Standard and Poor's (www.standardandpoors.com), Moody's (www.moodys.com), or A.M. Best (www.ambest.com). These ratings represent the overall financial stability of the insurance company.
 
Check out their record of rate increases. If the company has increased rates on a current block of business, they may have a history of underpricing products.
 
How long has the company been in the Long Term Care Industry? The length of a company reflects on a company’s experience in dealing with the long term care product.

For help finding information on a Long-Term Care Insurance company, call or contact the Garsys Agency 866-432-4753.
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