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Everybody wants to know well what happens if I don't use my critical illness insurance?  Did I just waste that money?  The answer it depends.  You do have the option with certain Critical Illness insurance providers to purchase a return of premium rider.  For an extra amount of money every 20 years that you do not use your policy you get a full refund of that money.  In essence if you need it the insurance is there if not, as long as, you keep the policy you get your premiums back.  The rider does differ for each carrier, but it is worth it to create that extra savings by getting your most or all of your money back. 

For more information on how you can save money on low-cost critical illness insurance in Wisconsin, Illinois, Texas, Michigan, and other states.  Please call or contact the Garsys Agency today 1-800-749-0053.  Or click here and follow the button for financial protection products to get a quote now!
Posted 11:04 AM  View Comments

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