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Today has been an interesting day in terms of quotes and scenario's.  Do you know what goes into your insurance score? Or what your Insurance Score is?  Well simply the insurance score is how an insurance company assigns the level of risk they consider you to be.  It impacts your premiums and sometimes your policy term options.  This assignment of a risk class is made up of many factors that differ from company to company, and can include things such as:  Your generic credit profile (determined by a soft pull), Your driving history, Your Age, Your education, your job title, and even your insurance history (including levels of coverage, how long with previous carrier, or who you have for a previous carrier).

Ironically, these factors are some of the biggest when it comes to premium and each company views them differently.  That is why it is important to shop for insurance.  Because no two companies will rate you the same way.  For more information on affordable Minnesota auto insurance please contact the Garsys Agency at 866-432-4753.
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