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Individual health insurance open-enrollment for people under age 65 starts November 1st and with that rate and plan changes are now starting to come out.  I have already heard from a lot of people about their plan being discontinued.  Unfortunately all the carriers are making annual adjustments to their plans.  Here are some of the changes I am hearing about.  
1)  Reduction in Network size and availability.  
2) Plan is being eliminated by the carrier.
3) Carrier is eliminating counties that it is servicing.
4) Rates are going up.  

There are numerous changes that are about to happen so take your time, consult with an agent, and let them help you find the options that will fit your needs for the next year.  To learn more about how to shop for affordable health insurance call or contact the Garsys Agency today at 800-749-0053 or 952-303-3288. 
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